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Finotor AI · The AI hub

The AI assistant that
thinks in cash flow

Finotor AI is an intelligent assistant built for founders, finance teams, and e-commerce operators. Connect your Stripe, WooCommerce, Shopify and PayPal — then just ask. Get clear, actionable answers in seconds, in plain English.

Try Finotor AI free → See use cases

Two complementary products

Finotor AI vs Finotor Accounting

Finotor offers two distinct products that work brilliantly together — or independently. Here's how to know which is right for you.

Finotor AI

ai.finotor.com

A standalone AI-powered financial hub. Conversational interface, instant analysis, multi-source data unification. No accounting expertise required.

Perfect if: you use QuickBooks, Xero, FreshBooks or Wave today and want AI on top — or you just want answers about your Stripe/Shopify/WooCommerce data without changing tools.

Finotor Accounting

app.finotor.com

The full accounting platform. Invoicing, expenses, bookkeeping, financial statements, multi-currency, accountant portal. AI built in, end-to-end.

Perfect if: you want to replace your existing accounting software with a modern, AI-native platform — and consolidate accounting + AI in one stack.

What Finotor AI does

Three jobs, one AI engine

Finotor AI brings together AI accounting, Stripe payouts analysis, e-commerce bookkeeping insights, and financial reporting — all accessible through natural-language queries.

Accounting & Bookkeeping

→Understand income and expenses at a glance

→Summarize transactions by category, date, customer or vendor

→Spot discrepancies and unusual patterns in your books

→Prepare data for VAT reviews and month-end closing

Stripe & E-commerce

→Analyze Stripe payouts, refunds, disputes, chargebacks and fees

→Track MRR, ARR, churn, and average order value

→Combine WooCommerce, Shopify and PayPal into unified insights

→Compare performance across channels and time periods

Reporting & Metrics

→Instant summaries for cash flow, margin and profitability

→Identify trends and seasonality with clear explanations

→Investor-ready insights, without the spreadsheet chaos

→Complex questions, structured business-ready answers

Ask in plain English

What you can actually ask Finotor AI

Real questions founders and operators send to Finotor AI every day. No SQL, no formulas, no spreadsheet wizardry — just plain language.

? Why don't my Stripe payouts match my bank deposits this month?

? What's my net revenue after fees, refunds and disputes for the last 30 days?

? Show my revenue breakdown by product, country and payment method.

? How much VAT did I collect by jurisdiction, and what might be missing?

? What is my MRR and churn trend based on Stripe subscriptions?

? Which channel performs best — WooCommerce, Shopify or PayPal — and why?

? What are my biggest expense categories and how have they changed over time?

? What's my runway given current burn and upcoming committed expenses?

Where Finotor AI shines

Five real-world use cases

Concrete scenarios where Finotor AI turns hours of manual work into a single conversational query.

Use case 01

Monthly Revenue Breakdown

Ask Finotor AI to show revenue by product, region or payment method for any month. Understand which segments drive growth and where margins are under pressure — without exporting a single CSV.

Ask Finotor AI →

Use case 02

Stripe Payout Reconciliation

Reconcile Stripe payouts with bank deposits in seconds. Identify missing transactions, delayed transfers, refunds, disputes and fees that affect your cash position. No more spreadsheet detective work.

Ask Finotor AI →

Use case 03

VAT & Tax Preparation

Get a summary of taxable transactions by jurisdiction. Finotor AI organizes data for VAT reviews and quarterly planning, reducing manual spreadsheet work by 80%+.

Ask Finotor AI →

Use case 04

Subscription Metrics Analysis

Track MRR, ARR, churn and customer lifetime value. Finotor AI computes the key subscription metrics from your Stripe data and highlights trends over time, ready for your next board meeting.

Ask Finotor AI →

Use case 05

Cash Flow Forecasting

Understand your upcoming cash position based on historical patterns. Finotor AI highlights potential shortfalls and helps you plan for seasonality and timing differences between sales and payouts.

Ask Finotor AI →

Why it's different

Generic AI vs Finotor AI

Unlike generic AI assistants, Finotor AI is purpose-built for financial and accounting workflows.

Capability

Generic AI

Finotor AI

Payment & e-commerce connections

Manual copy/paste of data

Native to Stripe, WooCommerce, Shopify, PayPal

Accounting context

General knowledge only

Specialized for bookkeeping & finance

Revenue metrics

Basic calculations

MRR, ARR, churn, AOV, trend analysis

Payout reconciliation

Hard to model fees/refunds

Built for payouts, fees, refunds, timing

Reliability on numbers

May produce inconsistent outputs

Grounded in your connected data

Founder-friendly output

Generic responses

Decision-ready, structured answers

Connected to your stack

Four native integrations, zero CSV

Finotor AI plugs directly into the tools you already use. Industry-standard authentication flows. Connect in under 5 minutes.

Stripe

Payouts, fees, refunds, subscriptions

WooCommerce

Orders, customers, products

Shopify

Sales, refunds, channels

PayPal

Transactions, fees, conversions

Security & trust

Built for financial data, hosted in Europe

Connections use industry-standard authentication flows. Data is protected in transit and stored with safeguards appropriate for financial use cases.

🔐 OAuth & encrypted connections

All integrations use industry-standard OAuth authentication. No password sharing, scoped access tokens, full revocability at any time.

🇪🇺 European hosting, GDPR-native

Your financial data is stored on European servers. Finotor was designed GDPR-compliant from day one — not retrofitted to be.

🔒 Encryption in transit & at rest

TLS 1.3 for all data transmission. Encrypted storage with industry-standard practices for financial-grade data protection.

⚖️ Audit-ready, not auditor-replacement

Finotor AI helps you stay audit-ready and surfaces potential discrepancies — but doesn't replace your certified accountant for filings and compliance.

From zero to insights

How it works — in four steps

No setup nightmare, no training required. Connect, ask, act.

Connect

Link Stripe, WooCommerce, Shopify and PayPal using secure OAuth flows. Under 5 minutes total.

Ask

Type your question in plain English. No SQL, no spreadsheets, no formulas — just write what you want to know.

Receive

Finotor AI analyses your connected data and returns clear, structured insights — with explainable reasoning.

Act

Use the output to make decisions, prepare reports, talk to your accountant — or simply finally understand your numbers.

FAQ

Frequently asked questions

AI accounting refers to using artificial intelligence to automate and improve accounting workflows — categorizing transactions, reconciling accounts, generating reports, and answering financial questions in natural language. Finotor AI applies this approach to your Stripe, WooCommerce, Shopify and PayPal data.

Yes — Stripe is the integration where Finotor AI shines most. You can ask about payouts, refunds, disputes, fees and subscription metrics in plain English and get answers grounded in your real Stripe data. Learn more about our Stripe integration.

No. Finotor AI is a decision-support tool that helps you understand your financial data and prepare for conversations with your accountant. It doesn't provide tax advice, file returns, or replace professional accounting services. Most users keep their accountant — Finotor AI just saves them 80%+ of the billable time.

Finotor AI (ai.finotor.com) is a standalone AI assistant — perfect if you already use QuickBooks, Xero or FreshBooks and want AI on top of your existing stack. Finotor Accounting (app.finotor.com) is the full accounting platform that replaces them entirely, with AI built in. You can use either independently or combine both — see our pricing page for the full breakdown.

Yes — Finotor AI is designed for businesses of all sizes, from solo founders to growing teams. It helps small businesses gain clarity on revenue, VAT, cash flow and performance without heavy manual work or expensive finance consultants.

Finotor AI grounds its answers in your real connected data, not in pre-trained knowledge that might be outdated. Accuracy depends on the completeness of the connected sources — if your Stripe and WooCommerce are clean, your answers will be too. Unlike generic AI, Finotor AI doesn't hallucinate numbers.

Yes. Connections use industry-standard OAuth authentication, data is encrypted in transit (TLS 1.3) and at rest, and your data is hosted on European servers — Finotor is GDPR-native by design. You retain ownership of your data and can revoke access or export at any time.

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